Elon’s Outrage… — This morning, I woke up to this. Within hours, BTC and ETH have dropped nearly 15%. In this space, the question of the carbon footprint and environmental sustainability is always brought up. With damming headlines over the energy consumption used in mining BTC, large companies and institutions are hesitant to…

Part 1 — Ripple, XRP & International Payments. — Bitcoin, the largest of all crypto assets, seems to be stabilising in price. With a Market Capitalisation of a Trillion Dollars and ongoing investment flows from institutions, 1000% price increases over 12 months may be a thing of the past for BTC. As Bitcoin goes mainstream, speculative money seems to…

Things aren’t always what they seem in the Crypto World — On 21 December 2017, Long Island Ice Tea PLC announced a pivot. The New York based corporation had been known in the market for years as the manufacturer of the very best Ready to Drink Lemonade and Ice Tea. But in the last few weeks of the year, they decided…

Exploring the adoption of Cryptocurrencies as a Medium of Exchange. — Crypto is coming for the world of retail transactions like a tidal wave. There is an inefficiency in the financial systems that facilitate payments. Since 2008, traditional intermediaries are shrouded in mistrust and transactions through them are expensive. In the short run, companies like Jack Dorsey’s Square have already taken…

Will a tidal wave of decentralised marketplaces disrupt the behemoth? — The sharing economy was one the great inventions of the internet. A population of marketplaces, that enabled a connection between buyers and sellers of goods or services that was never before possible. For instance, before Uber came to London, the famous Black Cab service was a taxi riders only option. …

Part 2: Looming Competition. — Tesla’s current market cap makes it the most valuable automobile company in the world. By that metric it is 3 times the size of Toyota and 4 times the size of Volkswagen. If we consider Tesla’s relatively limited manufacturing scale, the valuation simply doesn’t make any sense in present day…

The reason to be worried and the reason to be hopeful. — A ‘bubble’ is a scary term. It speaks of mania followed by a cataclysmic doom. When the dotcom bubble burst in the late 2000’s, the Nasdaq entered a 2 year downward turn that would wipe 80% of the index value. An utter blood bath. In the aftermath, it was understood…